Summer Season RV or Boat Insurance Coverage You Need

Summer is a good time to hit the road in your RV or set sail on your boat, but having insurance is just as essential as planning your trip. Certain coverages can be especially useful during the busy season. Before you head out, make sure your policy includes the coverage you need to keep the season worry-free.

What Does RV or Boat Insurance Typically Cover?

You can customize your RV or boat insurance policies depending on your budget, preferences and coverage requirements. Generally, policies may cover the following:

• Liability for bodily injury or property damage to others

• Repair or replacement costs after a collision

• Noncollision events like fire and theft

• Personal belongings inside the boat or RV

• Accidents involving an at-fault, uninsured/underinsured driver or boater

• Medical expenses for you and your passengers after an accident

What RV or Boat Insurance Coverage Do I Need for the Summer Season?

Some types of coverage can be particularly beneficial during summer when you’re likely to be using your RV or boat more frequently. The following are some key coverages to consider:

• Vacation liability coverage may provide financial assistance if someone is injured while using your RV at a campsite.

• Attached accessories coverage may cover items attached to your RV like awnings and satellite dishes.

• Windshield coverage may pay for your windshield’s repair or replacement costs.

• Roadside assistance coverage may provide services such as towing, battery replacement and fuel delivery in case of a breakdown.

• Fishing tournament insurance may provide additional liability coverage if you plan to join fishing tournaments.

• Water sports insurance may cover your liability if you use your boat for water sports such as water skiing or wakeboarding.

Explore RV and Boat Insurance Options

Choosing the right policy is crucial to your financial security. Our team at Westmoreland Insurance Agency Inc in Johnson City, Tennessee, can help you learn more about RV or boat insurance options. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.